Dubai First-Time Home Buyer Programme: What to Know

Dubai’s First-Time Home Buyer Programme (launched July 2025) helps residents purchase their first home with incentives across eligibility, pricing, fees, and mortgages—anchored by DLD/DET to encourage ownership and stabilize rentals.

Eligibility & Benefits

• Residents 18+ who do not own freehold in Dubai; property ≤ AED 5M.
• Priority launch access, preferential pricing, flexible DLD fee installments, better bank terms.

How to Apply

• Apply via DLD or Dubai REST → eligibility check → receive QR code → use with partner developers/banks.

Role of Licensed Brokers

• Guide buyers to qualifying projects, align finance, ensure compliance, and negotiate terms.

Market Impact

• Boosts end-user share, supports mid-range demand, and helps ease rental pressure.

Buyer Tips

• Confirm eligibility, compare banks/developers, and match payment plans to income.

The programme lowers barriers and ties residents to long-term ownership—strengthening Dubai’s housing market fundamentals.