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Your Questions, Answered

Here’s everything you need to know about investing, buying, renting, or selling property with Di Salvo Realty.

Yes. Foreign investors can purchase freehold properties in designated areas across Dubai with full ownership rights. No residence permit is required. The Dubai Land Department issues a title deed in your name, ensuring complete security of ownership.

Buying directly from a developer follows these steps:
  1. Property selection & reservation → Choose your unit and pay a reservation fee (usually AED 20,000–100,000).
  2. Sign the Sale & Purchase Agreement (SPA) → This formalizes your purchase with the developer.
  3. Oqood registration → Dubai Land Department issues an Oqood (Ownership Certificate) as interim proof of ownership while the property is under construction.
  4. Payment plan → Pay installments linked to construction milestones (e.g., 30–50% during construction, balance on completion).
  5. Handover & title deed → On completion, the developer delivers the unit and the Dubai Land Department issues the title deed in your name.

Advantage: flexible payment plans, lower entry cost, and capital appreciation potential before handover.

Buying from an existing owner involves:
  1. Broker representation (if applicable) → If you work with a broker, you’ll sign Form B authorizing them to represent you. The seller signs Form A with their broker. Both are filed in the DLD system.
  2. Purchase agreement → Once terms are agreed, both parties sign Form F (the Memorandum of Understanding), registered online with the Dubai Land Department.
  3. Security deposit → The buyer issues a 10% cheque in favor of the seller. This cheque is not cashed; it remains in custody until transfer.
  4. No Objection Certificate (NOC) → Obtained from the developer or building management, confirming all service charges are paid. (Fee is paid by the seller.)
  5. Transfer at Trustee Office → The buyer pays the balance of the purchase price (usually via a manager’s cheque from a bank), the 4% DLD transfer fee, and the trustee office fee of AED 4,200 (AED 2,100 if value < AED 500,000). The title deed is then issued in the buyer’s name.

Advantage: immediate ownership, rental income from day one, and more flexibility in financing.

Primary Market (Off-Plan):

  • DLD fee: 4% of purchase price
  • DLD admin/registration: AED 580
  • Developer admin fee: ~AED 5,000
  • Brokerage fee: usually not applicable
  • Example: AED 1M property → total ~AED 45,580

Secondary Market (Ready):

  • DLD fee: 4% of purchase price
  • DLD admin/registration: AED 580
  • Trustee fee: AED 4,200 (AED 2,100 if < AED 500K)
  • Brokerage: 2% + VAT
  • Bank cheque fees: AED 0–150 per cheque, depending on the bank
  • Example: AED 1M property → total ~AED 65,930

No. Dubai has no income tax on rental income. Investors keep the full rent they earn, minus only standard service charges and maintenance costs. This makes Dubai one of the most landlord-friendly cities in the world.

No. Dubai has no capital gains or income tax on property sales, which makes it one of the most attractive investment markets worldwide.

Dubai offers average gross yields of 5–8% annually, higher than most global cities. In some areas, yields can reach 9–10%.

Entry-level properties start from around USD 150,000. For higher budgets, investors can access premium communities, luxury towers, and high-demand rental areas.

  • No income or capital gains tax
  • High rental yields compared to global markets
  • USD-pegged currency (AED) ensures stability
  • Transparent regulations and secure ownership
  • Strategic global hub (Europe–Asia–Africa connection)
  • Rapid population and tourism growth

Yes. In addition to Dubai, Di Salvo Realty provides selected opportunities in the UK, Spain, the United States, Argentina, Uruguay, and Indonesia, giving clients the chance to build a diversified global portfolio.

Yes. We assist with UAE company structures and offshore entities that can hold property, offering tax advantages, privacy, and succession planning.

Our team provides full property management: tenant sourcing, lease contracts, rent collection, maintenance, renewals, and reporting. We also manage short-term rentals, ensuring higher yields and professional oversight for furnished units or holiday homes.

Yes. We provide renovation and property upgrade services to enhance both rental yield and capital value. Costs vary depending on the scope of work, but typically range from AED 500–1,000 per m², with luxury remodels exceeding those values. Our team manages the process end-to-end, ensuring quality and timely delivery.

The cost depends on unit size and finishes:
  • Standard renovations: AED 500–1,000 per m²
  • Luxury remodels: AED 1,500+ per m²

Examples:

  • 1BR (70 m²) → AED 35,000–70,000
  • 2BR (110 m²) → AED 55,000–110,000

Renovations often increase rental yields and boost resale value in Dubai’s competitive market.

Rental income can be transferred to your local UAE account or international bank account, depending on your preference.

You can reach us via our website, WhatsApp (+971 58 820 1632), or email [email protected]. We offer both video consultations for international clients and in-person meetings in Dubai.

  • From AED 750,000: renewable 2-year residence visa, includes family sponsorship.
  • From AED 2 million (one or more properties): 10-year Golden Visa.

The Golden Visa provides long-term stability, greater independence for business setup, continuity for family healthcare and education, and better access to financial services.

Not necessarily. Most transactions are handled directly through DLD Trustee Offices, ensuring legal compliance. However, our team can connect you with lawyers for complex structures or company purchases.

No annual property tax. The only recurring charges are service fees for building maintenance (paid by the owner) and a small housing fee (~5% of annual rent, paid by the tenant).

Dubai has strong mechanisms: the Rental Disputes Center (RDC) and RERA oversee property-related disputes. Our management approach focuses on prevention through clear contracts and proactive support.

Many buildings include basic coverage. Still, we recommend additional insurance for high-value assets to cover structure, contents, and liability. Costs per annum start at around AED 800.

Yes. Banks lend up to 80% for residents and 60% for non-residents. Approval depends on nationality, income, and credit profile.

Yes. Off-plan projects often include flexible installments during construction and sometimes post-handover plans of 3–6 years.

Absolutely. We work with leading banks to secure competitive rates and terms, guiding you through the application and documentation.

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