Q: What are the closing costs in Dubai?

Primary Market (Off-Plan): DLD fee: 4% of purchase price DLD admin/registration: AED 580 Developer admin fee: ~AED 5,000 Brokerage fee: usually not applicable Example: AED 1M property → total ~AED 45,580 Secondary Market (Ready): DLD fee: 4% of purchase price DLD admin/registration: AED 580 Trustee fee: AED 4,200 (AED 2,100 if < AED 500K) Brokerage: 2% + VAT Bank cheque fees: AED 0–150 per cheque, depending on the bank Example: AED 1M property → total ~AED 65,930

Q: Is there income tax on the rental received in Dubai?

No. Dubai has no income tax on rental income. Investors keep the full rent they earn, minus only standard service charges and maintenance costs. This makes Dubai one of the most landlord-friendly cities in the world.

Q: Is there capital gains tax in Dubai?

No. Dubai has no capital gains or income tax on property sales, which makes it one of the most attractive investment markets worldwide.

Q: What rental yields can I expect?

Dubai offers average gross yields of 5–8% annually, higher than most global cities. In some areas, yields can reach 9–10%.

Q: What is the minimum investment required?

Entry-level properties start from around USD 150,000. For higher budgets, investors can access premium communities, luxury towers, and high-demand rental areas.

Q: What are the benefits of investing in Dubai?

No income or capital gains tax. High rental yields compared to global markets. USD-pegged currency (AED) ensures stability. Transparent regulations and secure ownership. Strategic global hub (Europe–Asia–Africa connection). Rapid population and tourism growth

Q: Do you offer investment opportunities outside Dubai?

Yes. In addition to Dubai, Di Salvo Realty provides selected opportunities in the UK, Spain, the United States, Argentina, Uruguay, and Indonesia, giving clients the chance to build a diversified global portfolio.

Question 1

Can foreigners buy property in Dubai?

Accepted Answer

Yes. Foreign investors can purchase freehold properties in designated areas across Dubai with full ownership rights. No residence permit is required. The Dubai Land Department issues a title deed in your name, ensuring complete security of ownership.

Question 2

Purchase process – primary market (off-plan)

Accepted Answer

Buying directly from a developer follows these steps: Property selection & reservation: Choose your unit and pay a reservation fee (usually AED 20,000–100,000). Sign the Sale & Purchase Agreement (SPA): This formalizes your purchase with the developer. Oqood registration: Dubai Land Department issues an Oqood (Ownership Certificate) as interim proof of ownership while the property is under construction. Payment plan: Pay installments linked to construction milestones (e.g., 30–50% during construction, balance on completion). Handover & title deed: On completion, the developer delivers the unit and the Dubai Land Department issues the title deed in your name. Advantage: flexible payment plans, lower entry cost, and capital appreciation potential before handover.

Question 3

Purchase process – secondary market (ready properties)

Accepted Answer

Buying from an existing owner involves: Broker representation (if applicable): If you work with a broker, you'll sign Form B authorizing them to represent you. The seller signs Form A with their broker. Both are filed in the DLD system. Purchase agreement: Once terms are agreed, both parties sign Form F (the Memorandum of Understanding), registered online with the Dubai Land Department. Security deposit: The buyer issues a 10% cheque in favor of the seller. This cheque is not cashed; it remains in custody until transfer. No Objection Certificate (NOC): Obtained from the developer or building management, confirming all service charges are paid. (Fee is paid by the seller.) Transfer at Trustee Office: The buyer pays the balance of the purchase price (usually via a manager's cheque from a bank), the 4% DLD transfer fee, and the trustee office fee of AED 4,200 (AED 2,100 if value < AED 500,000). The title deed is then issued in the buyer's name. Advantage: immediate ownership, rental income from day one, and more flexibility in financing.

Question 4

What are the closing costs in Dubai?

Accepted Answer

Primary Market (Off-Plan): DLD fee: 4% of purchase price DLD admin/registration: AED 580 Developer admin fee: ~AED 5,000 Brokerage fee: usually not applicable Example: AED 1M property → total ~AED 45,580 Secondary Market (Ready): DLD fee: 4% of purchase price DLD admin/registration: AED 580 Trustee fee: AED 4,200 (AED 2,100 if < AED 500K) Brokerage: 2% + VAT Bank cheque fees: AED 0–150 per cheque, depending on the bank Example: AED 1M property → total ~AED 65,930

Question 5

Is there income tax on the rental received in Dubai?

Accepted Answer

No. Dubai has no income tax on rental income. Investors keep the full rent they earn, minus only standard service charges and maintenance costs. This makes Dubai one of the most landlord-friendly cities in the world.

Question 6

Is there capital gains tax in Dubai?

Accepted Answer

No. Dubai has no capital gains or income tax on property sales, which makes it one of the most attractive investment markets worldwide.

Question 7

What rental yields can I expect?

Accepted Answer

Dubai offers average gross yields of 5–8% annually, higher than most global cities. In some areas, yields can reach 9–10%.

Question 8

What is the minimum investment required?

Accepted Answer

Entry-level properties start from around USD 150,000. For higher budgets, investors can access premium communities, luxury towers, and high-demand rental areas.

Question 9

What are the benefits of investing in Dubai?

Accepted Answer

No income or capital gains tax. High rental yields compared to global markets. USD-pegged currency (AED) ensures stability. Transparent regulations and secure ownership. Strategic global hub (Europe–Asia–Africa connection). Rapid population and tourism growth

Question 10

Do you offer investment opportunities outside Dubai?

Accepted Answer

Yes. In addition to Dubai, Di Salvo Realty provides selected opportunities in the UK, Spain, the United States, Argentina, Uruguay, and Indonesia, giving clients the chance to build a diversified global portfolio.

Question 11

Can I buy property through a company?

Accepted Answer

Yes. We assist with UAE company structures and offshore entities that can hold property, offering tax advantages, privacy, and succession planning.

Question 12

Who manages my property if I live abroad?

Accepted Answer

Our team provides full property management: tenant sourcing, lease contracts, rent collection, maintenance, renewals, and reporting. We also manage short-term rentals, ensuring higher yields and professional oversight for furnished units or holiday homes.

Question 13

Do you assist with renovations or upgrades?

Accepted Answer

Yes. We provide renovation and property upgrade services to enhance both rental yield and capital value. Costs vary depending on the scope of work, but typically range from AED 500–1,000 per m², with luxury remodels exceeding those values. Our team manages the process end-to-end, ensuring quality and timely delivery.

Question 14

How much does it cost to renovate a property in Dubai?

Accepted Answer

The cost depends on unit size and finishes: Standard renovations: AED 500–1,000 per m² Luxury remodels: AED 1,500+ per m² 1BR (70 m²) → AED 35,000–70,000 2BR (110 m²) → AED 55,000–110,000 Renovations often increase rental yields and boost resale value in Dubai's competitive market.

Question 15

How do I receive rental payments?

Accepted Answer

Rental income can be transferred to your local UAE account or international bank account, depending on your preference.

Question 16

How can I book a consultation?

Accepted Answer

You can reach us via our website, WhatsApp (+971 58 820 1632), or email info@disalvorealty.com. We offer both video consultations for international clients and in-person meetings in Dubai.

Question 17

What visas can I get through property ownership?

Accepted Answer

From AED 750,000: renewable 2-year residence visa, includes family sponsorship. From AED 2 million (one or more properties): 10-year Golden Visa. The Golden Visa provides long-term stability, greater independence for business setup, continuity for family healthcare and education, and better access to financial services.

Question 18

Do I need a lawyer to buy in Dubai?

Accepted Answer

Not necessarily. Most transactions are handled directly through DLD Trustee Offices, ensuring legal compliance. However, our team can connect you with lawyers for complex structures or company purchases.

Question 19

Are there property taxes in Dubai?

Accepted Answer

No annual property tax. The only recurring charges are service fees for building maintenance (paid by the owner) and a small housing fee (~5% of annual rent, paid by the tenant).

Question 20

How are disputes resolved?

Accepted Answer

Dubai has strong mechanisms: the Rental Disputes Center (RDC) and RERA oversee property-related disputes. Our management approach focuses on prevention through clear contracts and proactive support.

Question 21

Do I need property insurance?

Accepted Answer

Many buildings include basic coverage. Still, we recommend additional insurance for high-value assets to cover structure, contents, and liability. Costs per annum start at around AED 800.

Question 22

Can foreigners get a mortgage in Dubai?

Accepted Answer

Yes. Banks lend up to 80% for residents and 60% for non-residents. Approval depends on nationality, income, and credit profile.

Question 23

Do developers offer payment plans?

Accepted Answer

Yes. Off-plan projects often include flexible installments during construction and sometimes post-handover plans of 3–6 years.

Question 24

Does Di Salvo Realty assist with mortgages?

Accepted Answer

Absolutely. We work with leading banks to secure competitive rates and terms, guiding you through the application and documentation.

Your Questions, Answered.

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